This policy insures common areas and contents in buildings or housing developments against the risks covered by the insurance.


Coverage:

  • Civilian Common Area (building, housing development, condominium managements)
  • Commercial Common Area (Plaza, shopping mall etc.common areas)


Insurance Coverage:

  • Building
  • Machinery
  • Furniture and fixtures
  • Decoration
  • Cash


Compulsory Insurance Coverage:

  • Fire, Thunderbolt, Explosion,
  • Fire Legal Liability
  • Strike, Lockout, Commotion, riots, Malicious Intent and Terrorism
  • Paint, Plaster / Decoration Costs
  • Collapse of gypsum board ceiling
  • Hail
  • Internal Water
  • Storm
  • Landslide
  • Landslide induced by excavation
  • Aircrafts
  • Land Vehicles
  • Smoke
  • Weight of Snow
  • Debris Removal Costs


Optional Coverage:

  • Cash Register Fire
  • Cash Register Theft
  • Earthquake
  • Storm Water or Flood Insurance
  • Broken Glass
  • Broken Machinery
  • Electronic Equipment Insurance
  • Employer's Liability
  • Breach of Trust
  • Personal Accident
  • Third Party Liability
  • Cash in transit
  • Crash with Marine Vessels

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