Common Area Insurance Package

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What is Common Area Insurance Package?

Insures common areas in buildings or housing developments against a wide range of risks depending on the coverage of the insurance.

This policy insures common areas and contents in buildings or housing developments against the risks covered by the insurance.



Coverage:
  • Civilian Common Area (building, housing development, condominium managements)
  • Commercial Common Area (Plaza, shopping mall etc.common areas)

Insurance Coverage

Building

Machinery

Furniture and fixtures

Decoration

Cash

Compulsory Insurance Coverage

Fire, Thunderbolt, Explosion

Fire Legal Liability

Strike, Lockout, Commotion, riots, Malicious Intent and Terrorism

Aircrafts

Land Vehicles

Smoke

Weight of Snow

Debris Removal Costs

Paint, Plaster / Decoration Costs

Collapse of gypsum board ceiling

Hail

Internal Water

Storm

Landslide

Landslide induced by excavation

Optional Coverage

Cash Register Fire

Cash Register Theft

Earthquake

Storm Water or Flood Insurance

Broken Glass

Broken Machinery

Electronic Equipment Insurance

Employer's Liability

Breach of Trust

Personal Accident

Third Party Liability

Cash in transit

Crash with Marine Vessels