What is Personal Accident Insurance?
Personal accident insurance provides coverage for following risks posed by sudden and unexpected accidents.
Click here to view General Terms of Personal Accident Insurance.
Coverages
Death
Permanent Disability
Daily Indemnity
Treatment Expenses
Earthquake
Below cases are excluded from coverage
War, revolution, riot, uprising and resulting chaos
Committed and attempted murder and crimes
Joining strikes, labor movements and public movements
Insured consciously puts themselves at risk
Unless contracted otherwise, following shall be excluded from the insurance
Riding motorbike and moped
Offshore fishery and hunting in high mountains
Sports competition and races
Earthquake, flood, volcanic eruption and land slide
Below cases shall not be considered accident
Diseases and resulting disease related cases,
Try and attempt to suicide whatever the mental or psychological state is
Use of narcotic drug, alcohol, pills and harmful substances