Personal Accident Insurance

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What is Personal Accident Insurance?

Personal accident insurance provides coverage for following risks posed by sudden and unexpected accidents.

Click here to view General Terms of Personal Accident Insurance.



Permanent Disability

Daily Indemnity

Treatment Expenses


Below cases are excluded from coverage

War, revolution, riot, uprising and resulting chaos

Committed and attempted murder and crimes

Joining strikes, labor movements and public movements

Insured consciously puts themselves at risk

Unless contracted otherwise, following shall be excluded from the insurance

Riding motorbike and moped

Offshore fishery and hunting in high mountains

Sports competition and races

Earthquake, flood, volcanic eruption and land slide

Below cases shall not be considered accident

Diseases and resulting disease related cases,

Try and attempt to suicide whatever the mental or psychological state is

Use of narcotic drug, alcohol, pills and harmful substances