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  3. Personal Accident Insurance

Personal Accident Insurance

Personal accident insurance provides coverage for following risks posed by sudden and unexpected accidents.

Personal accident insurance provides coverage for following risks posed by sudden and unexpected accidents.

  • Death
  • Permanent Disability
  • Daily Indemnity
  • Treatment Expenses
  • Earthquake

Below cases shall not be considered accident:

  • Diseases and resulting disease related cases,
  • Try and attempt to suicide whatever the mental or psychological state is.
  • Use of narcotic drug, alcohol, pills and harmful substances.


Below cases are excluded from coverage:

  • War, revolution, riot, uprising and resulting chaos,
  • Committed and attempted murder and crimes,
  • Joining strikes, labor movements and public movements,
  • Insured consciously puts themselves at risk.


Unless contracted otherwise, following shall be excluded from the insurance:

  • Riding motorbike and moped,
  • Offshore fishery and hunting in high mountains,
  • Sports competition and races,
  • Earthquake, flood, volcanic eruption and land slide.


Click here to view General Terms of Personal Accident Insurance.

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