Fire in insured premises protected by fire insurance can also damage third party properties. Such damages can have insurance coverage according to the following principles.
Damages caused by the insured tenant are paid by the insurance company according to the coverage specified in the policy.
Damages caused by the insured landlord in buildings that are rented are paid by the insurance company according to the coverage specified in the policy.
If damages caused by the insured tenant or landlord cause damage in neighbor building and properties then such damages are covered by the insurance according to the coverage specified in the policy.
