Machinery Breakdown Insurance

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What is Machinery Breakdown Insurance?

Machinery are covered by insurance against any downtime for various reasons causing problems and interruptions in the production and leading important financial losses.

This insurance covers damages to machines and facilities whose production years, specifications and values are shown in the policy during normal operation or cleaning, revision or replacement activities for any sudden and unforeseeable reason after the trial period.

Insurance Cost

The sum insured for the machinery and facilities included in the attached inventory spreadsheet will be equal to their replacement values. If the value of the machinery when it is damaged is higher than the sum insured for replacement then the difference will be paid by the insured/policy holder.

Click to see General Conditions of Insurance for Breaking of Machines..

Insurance Coverage

Operational accidents

Lubricant problems

Defective model, manufacture, assembly, material, molding, cast and workmanship

Blockage and ingress of foreign objects

Water hammer, sudden cooling and heating

Negligence, fault, mistake, carelessness of or sabotage by employees or third persons

Optional Coverage

Physical explosion

Bases and mounts of machinery and facilities

Costs of transportation done with fast vehicles

Mobile Machinery Comprehensive Motor Insurance Clause

Strike, Lockout, Riot, Civil Commotions and Malicious Damage and Terror Clause


Unless otherwise specified in the agreement, the following is not covered by the insurance

Loss and damage on the bases and mounts of machinery and facilities due to reasons covered by the insurance,

All damages caused by strike, lockout, and commotion and any military or disciplinary actions taken as a result of these,

All damages caused by all kinds of environmental pollution happened directly or indirectly as results of the risks covered by the insurance.

Situations Which are not Covered

Fire and effects of fire extinguishing, rescue and demolition activities

Burglary and attempt of burglary

Land subsidence and landslide, flooding

Damages caused by wear, tear and corrosion, scaling, calcification as a result of normal operation of the machinery

Damages caused by war, warfare, combat and fight, revolution, uprising and revolt