It provides indemnity as per the scope of your policy coverage of damages arising from earthquake, and earthquake-induced fire, explosion, tsunami, and landslide.

Scope of Coverage:

Either damaged partially or fully, your building will be covered by earthquake insurance policy. Parts of buildings covered are as follows:

  • Grounds,
  • Main walls,
  • Roofs,
  • Corridors,
  • Platforms,
  • Chimneys,
  • Elevators,
  • Garden wall,
  • Retaining wall,
  • Shared walls separating single spaces,
  • Ceilings and floors,
  • Bearings of building which are categorized same as above listed.

Cases not covered:

Mandatory Earthquake Insurance covers your building for potential damages induced directly or indirectly by earthquake. Cases not covered are as follows:

  • Rental deprivation,
  • Wreck removal,
  • Business Interruption,
  • Loss of Profit,
  • All kinds of movables,
  • Damages on building, which are not originating from earthquake,
  • All bodily damages and death,
  • Damages other than the ones originating from earthquake, and earthquake-induced fire, explosion, tsunami, and landslide,
  • Claims of non-pecuniary damages,

We recommend you to sign up for home insurance for covering of such cases.

Limit of Coverage

Maximum price of mandatory earthquake insurance was set as ₺ 190,000 by DASK pursuant to regulation come into effect on January 10, 2018; and the price is estimated with reference to cost of re-construction after collapse of the building, size of residency, and type of building, and not considering land value.


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