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  1. Doğa Sigorta
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  3. DASK (TCIP)

DASK (TCIP)

Secure your home through DASK (compulsory earthquake insurance) which is made obligatory by Natural Disaster Insurance Authority, and covers material damages on residences induced by earthquakes.

It provides indemnity as per the scope of your policy coverage of damages arising from earthquake, and earthquake-induced fire, explosion, tsunami, and landslide.


Scope of Coverage:

Either damaged partially or fully, your building will be covered by earthquake insurance policy. Parts of buildings covered are as follows:

  • Grounds,
  • Main walls,
  • Roofs,
  • Corridors,
  • Platforms,
  • Chimneys,
  • Elevators,
  • Garden wall,
  • Retaining wall,
  • Shared walls separating single spaces,
  • Ceilings and floors,
  • Bearings of building which are categorized same as above listed.


Cases not covered:

Mandatory Earthquake Insurance covers your building for potential damages induced directly or indirectly by earthquake. Cases not covered are as follows:

  • Rental deprivation,
  • Wreck removal,
  • Business Interruption,
  • Loss of Profit,
  • All kinds of movables,
  • Damages on building, which are not originating from earthquake,
  • All bodily damages and death,
  • Damages other than the ones originating from earthquake, and earthquake-induced fire, explosion, tsunami, and landslide,
  • Claims of non-pecuniary damages,

We recommend you to sign up for home insurance for covering of such cases.


Limit of Coverage

Maximum price of mandatory earthquake insurance was set as ₺ 190,000 by DASK pursuant to regulation come into effect on January 10, 2018; and the price is estimated with reference to cost of re-construction after collapse of the building, size of residency, and type of building, and not considering land value.

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