Motor Own Damage (MOD)

Comprehensive motor own damage insurance provides protection for your vehicle against a wide range of risks with special comprehensive coverage.

Insurance Coverage

Thefts as a result of stolen car key

Personal possessions cover can also be included

Damages abroad can be included.

The number of days for replacement car can be increased.

Doğa MOD Coverage

  • Collision, crash

  • Rolling over, falling

  • Burning

  • Theft

  • Car theft as a result of a stolen main key

  • Loss of a car key

  • Malicious Acts

  • Terrorism

  • Earthquake

  • Flooding

  • Towing of the vehicle by an unauthorized party

  • Damages by cigarettes and similar substances

  • Insurance Coverage for Rodent Damage

  • No Claim Protection

  • Voluntary Motor Third Party Liability

  • Personal Accident for Passengers and Driver

  • Emergency Ambulance Services

  • Legal Protection

  • Mini Repair Service

  • Roadside Assistance

  • Replacement Car

Click to see General Conditions of Motor Own Damage Insurance for Land Vehicles

Free General Check-up Package for Those who Take Out Motor own damage insurance Policies

Through a tie-up with Kolan Hospital Group, Doğa Insurance offers free General Check-Up Package to those who take out motor own damage insurance policies and also advantageous prices for the spouses and children of policy holders.

Real person policy holders residing in İstanbul, Balıkesir, Bilecik, Bursa, Çanakkale, Edirne, Kırklareli, Kocaeli, Sakarya, Tekirdağ or Yalova in Türkiye can select from the General Check-Up Packages offered with motor own damage insurance. Motor own damage insurance policy holders can choose one of the 5 Check-Up Packages which include Urology, General Surgery, Cardiology, Physiotherapy and Ophthalmology Packages. Advantageous prices are offered for the spouses and children of policy holders.

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Electric and Hybrid Vehicles

Doğa'l Kasko; In order to create a greener future, it covers the risks that vehicle owners may encounter with Electric and Hybrid vehicles that run on environmentally friendly fuel.

Optimum Insurance

With Optimum Kasko, we secure your automobile and light commercial vehicle between the ages of 4-10 with a price advantage of up to 25% and quality, guaranteed service.

Natural Disasters

If your vehicle is damaged due to natural disasters such as earthquake, fire, hail, landslide, these damages will be covered by your insurance.


Damages that may occur in case of theft are covered by Doğa Sigorta's automobile insurance policy. In case the vehicle is stolen, a new one will be allocated, while if your vehicle is not stolen but has been damaged as a result of the theft attempt, your damage will be covered.